Muss ich bei Sprachreisen für Spanisch eine Versicherung abschliessen?
Do I have to take out insurance for Spanish language courses?
As soon as you go abroad, it is highly recommended that you take out international health insurance if you don't already have it. Depending on how long and how often you are going abroad, whether for a Spanish language course or a conventional beach vacation, you can choose between several options, such as temporary insurance or a one-year contract. Calculate this and consider which option is best for you. In addition to international health insurance, it is also advisable to take out travel cancellation insurance for language trips to Spain or another Spanish-speaking country. This will cover the costs of your stay in the event of a sudden serious illness or accident involving the participant or a close relative. However, it is important that you read the terms and conditions of such insurance carefully and compare individual products from different insurers. The conditions should be clearly regulated and presented so that you understand when you are entitled to reimbursement of costs. Also pay attention to the amount of the excess that you have to pay with some insurance policies in the event of a cancellation, which is often 20%, but does not carry much weight in the premium bill. Other insurances such as luggage insurance or rebooking fee cover are not really necessary in most cases and are often already included in other insurances. Spanish language travel providers often offer complete packages, which are often very attractively priced when booked together with a language study trip. If you are interested, find out about this option in advance from the respective provider.