Brauche ich auch für einen kurzen Sprachaufenthalt nach Frankreich eine Versicherung?
Do I also need insurance for a short language study trip to France?
In principle, it makes sense to take out effective insurance cover even for a short stay abroad at a language school in France. This should always include international health insurance and can also be taken out for a limited period only. For people who do not regularly travel abroad, this is a cheaper alternative compared to annual contracts. You can take out such international health insurance either with the health insurance company with which you are already insured or with any other company. Language travel agencies also often offer insurance packages that include different benefits and are often even cheaper than buying directly from the relevant health insurance companies. There you will often find insurance cover for cancellation costs, personal assistance, car assistance, luggage, accident and illness. Please note, however, that not all benefits are really necessary and equally useful for all participants in a language trip, so this should always correspond to your personal needs. Excessive insurance cover is not necessary in most cases. These all-inclusive packages usually include travel cancellation insurance, which will reimburse your travel and course costs minus a certain percentage deductible if you are unable to take part in the language study trip and attend your course at a language school in France. This is certainly a sensible investment, especially for longer language stays, but you should always pay attention to the conditions attached to the reimbursement of costs. Is it enough that you are unable to take part in the language course due to a broken leg or do you have to be in hospital due to a serious gall operation? Always read the conditions in detail.
