Wie und wo bekomme ich finanzielle Unterstützung? Kann ich in Raten bezahlen?

There are various financing models and sources of money that can help you pay for training or further education.

• Payment by installments:At most schools, it is possible to pay the course costs in installments. However, the schools usually charge a small surcharge for paying in installments.
• Employer:Depending on the situation, the employer may be prepared to contribute to the costs of training or further education. After all, it is also in his interest to promote the skills and abilities of his employees. However, such a solution is of course only sensible and beneficial for both parties if you already have an employer and are willing to continue working in this sector. At best, your current employer may not see any point in investing in your professional future. Note: Even if your employer wants to support you in your training and/or further education goals, this will probably not happen without a guarantee of something in return. As a rule, this means that you will have to work for your employer for a predetermined period of time after completing your training and/or further education.
• Family, friends & co.If you do not have the necessary equity to finance your education and/or further training, friends and family can also be a (temporary) solution.But beware:Money matters can quickly lead to disputes and disagreements. So think carefully about who you want to enter into such a financing arrangement with.
• Confederation, canton and foundations:If the financing options presented so far are not possible, support from the federal government, canton and foundations may be available. Did you know, for example, that since January 1, 2018, preparatory courses for federal professional examinations (BP) and higher professional examinations (HFP) have been financially supported by the federal government? Graduates of these courses will therefore be reimbursed up to 50% (max. CHF 9,500 for BP, max. CHF 10,500 for HFP) of the course costs paid upon application after taking the federal examination. In exceptional cases of hardship, the federal contributions will also be paid out in advance.More information can be found here.
• Loans:Loans from scholarship offices and banks are also a source of funding. In contrast to scholarships, which do not have to be paid back, loans must be repaid.
  Tip:The EducaSwiss Foundation for the Promotion of Education offers help by supporting you in drawing up your further education budget and in finding a suitable lender.You can find more information here.

Also take a look atour guide "How to finance your further training properly"and benefit from further information on financing options.